Voluntary Permanent Life + Long-Term Care

Ramboll is proud to offer voluntary Permanent Life + Long-Term Care (LTC) plans, through Allstate with the support of ACSIA Partners. This page is designed to provide you information about this benefit. 

In the meantime, if you have questions or would like assistance, you can speak with a licensed consultant. Call us at (888) 705-0901, or click 'Request a Consultation' below to submit a request form. You can also register for an informative webinar to learn more about this voluntary benefit.

To elect this coverage for 2025, you must enroll during our Open Enrollment window from August 4th through August 29th, 2025.

Register for an Educational Webinar

Click below to register for a webinar to learn about your Permanent Life Insurance + Long-Term Care program benefits.

Phone Request to Enroll

ACSIA Partners Long-Term Care planning professionals are available to help you learn more about the benefit and create a plan that is right for you. To request a consultation call (888) 705-0901

Online Request to Enroll

Permanent Life Insurance + Long-Term Care planning professionals are available to help you learn more about the benefit and create a plan that is right for you. Contact us today.

Advantages of the Special Enrollment

Guaranteed Issue Underwriting

No health questions for eligible employees aged 18-70 up to $200,000 in coverage. If you already enrolled in this coverage you can increase amount to the plan limit without additional health questions.

Accelerated Life Insurance for Long-Term Care

Accelerated Life Insurance can offset the costs associated with long-term care services not covered by health insurance, disability, or Medicare. Comprehensive coverage means you can receive the benefit whether you are receiving care in your home, an assisted living or skilled nursing facility, or require adult day care.

Life Insurance Benefits

A valuable life insurance benefit for your loved ones. This coverage is portable without penalty even if you change jobs or retire. This could be an important supplement to current life insurance that may terminate in the future.

Coverage

Comprehensive coverage in your home, your community, assisted living facility or nursing home.

Portability

All plans are fully portable. If you are terminated, leave your job or move to another state, you can take your plan with you.

No Gender-Based Pricing

No gender-based pricing which means applicants do not pay higher premiums based on their gender.

Long Term Care Program Introduction

2 Minute introductory video on this time sensitive benefit

Speak to a Consultant